Helpful Information
A General Information Help Desk is available at the Kane County Courthouse (3rd Street, Geneva) in front of the Foreclosure Courtroom, room 150 Tuesdays and Thursdays from 9am to 10am.
The Helpdesk can aid in entering the program, give general information on filing the Appearance, and provide an overview of the Mediation and Foreclosure process.
DO NOT Ignore Your Summons and Attachments
To participate in the Residential Foreclosure Mediation Program, you must contact the Program Coordinator to complete your Introductory Phone Conference. You must file an Appearance with the Clerk of the Court prior to the Pre-Screening Phase. IF YOU DO NOT CONTACT THE COORDINATOR AND FILE AN APPEARANCE, YOU CANNOT PARTICIPATE IN THE MEDIATION PROGRAM.
The Honorable Judge Divya Sarang is the judge for all foreclosure cases at the Geneva Courthouse room 150.
Proceed with caution before you pay anyone to help you avoid foreclosure. Before you spend any money, contact a HUD-approved housing counselor for FREE help or consult a licensed attorney.
The Kane County Residential Mortgage Foreclosure Mediation Program is provided free of additional direct cost to the Homeowner through funding support from paid filing fees, Kane County, and the Illinois Equal Justice Foundation. Our Program Partners are court approved mediators, non-profit HUD-approved Housing Counseling Agencies and legal aid organizations WHO WILL NEVER ASK YOU FOR ADDITIONAL MONEY. If you feel you are a victim of mortgage assistance fraud, contact the Illinois Attorney General "Consumer Fraud Hotline" at 1-800-243-0618.
HUD Approved Housing Counseling Agencies
The Mediation Program Coordinator may refer you to one of our HUD Approved Housing Counseling Partners as one of your next steps. Without charge, these agencies may help you prepare for Mediation, evaluate your options, and help you apply for options to avoid foreclosure.
- Consumer Credit Counseling Services of Northern Illinois
13707 W. Jackson St. Ste B
Woodstock, IL 60098
Phone: 815-338-5757
Website: www.illinoiscccs.org
You can speed up housing counseling process by gathering the financial documents listed below:
- Most recent bills and statements for all expenses including utility bills
- Last 60 days of pay stubs for all employment and income sources for all persons over the age of eighteen residing on the property (For any public assistance please include a copy of benefits statement)
- Last two years of signed tax returns and W-2/1099
- Last two months of all current bank statements with account number and monthly transactions
- If self-employed have your most recent personal/business bank statements and include the most recent quarterly Profit and Loss statement
- Copy of most recent mortgage statement
Legal Resources
These legal resources below may be able to help you in the mediation process.
Kane County Law Library & Self Help Legal Center
Kane County Judicial Center
37W777 Route 38
St. Charles, IL 60175
Phone: 630-406-7126
Website: www.kclawlibrary.org
Kane County Bar Association "Ask a Lawyer"
Contact the Bar Association to ask questions of volunteer attorneys on the second Saturday of each month. They also provide a referral service that can direct you to a lawyer (who will provide services for a fee).
Phone: 630-762-1900
Website: www.kanecountybar.org
Prairie State Legal Services, Inc.
Free legal services available for homeowners who meet eligibility criteria
Phone: 888-966-7757
Website: www.pslegal.org
Administer Justice
Legal services available for homeowners who meet eligibility criteria.
Phone: 847-844-1100
Website: administerjustice.org
Illinois Legal Aid
Information on available legal services and educational materials for Illinois litigants.
Website: www.illinoislegalaid.org
